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Los Alamos

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Are looking to purchase a home or refinance your mortgage loan but you’re just not sure which loan program would work best for you?

Well, you’ve come to the right place – Mid America Mortgage, Inc., your USDA Loan specialists in New Mexico!

As a New Mexico Mortgage Banker and Lender, we offer some of the most competitive USDA mortgage loan rates in Los Alamos, New Mexico and most competitive closing costs when it comes to your home loan in New Mexico. We are experienced mortgage professionals that will guide you in the right direction when it comes to chosing the right mortgage loan depending on your given situation.

Mortgage Loans we offer:

FHA Loans Los Alamos, New Mexico – small down payment, low PMI, low mortgage loan rates, maximum loan depends on your county, no income or location restrictions, insured by the Federal Housing Administration. Call me to check FHA Mortgage Loan Limits in New Mexico.

VA Loans Los Alamos, New Mexico – NO down payment, great VA mortgage loan rates, VA funding fee financed in the loan, guaranteed by the Veterans Administration (VA), no PMI, best mortgage loan available.

Conventional Loans Los Alamos, New Mexico – low down payment, great mortgage loan interest rates, maximum loan is $417,000, no PMI with 20% down

Jumbo Loans Los Alamos, New Mexico – loan amount exceeds $417,000, down payments are required, generally no PMI, multiple term Jumbo mortgage loan products, fixed and ARM jumbo loan products.

USDA Loans Los Alamos, New Mexico – NO down payment, small monthly PMI, maximum USDA loan depends on county, guaranteed by the United States Department of Agriculture (USDA). Call me to check USDA loan Income Eligibility and USDA Mortgage Property Eligibility.

Home Equity Refinance Los Alamos, New Mexico – New Mexico Home Equity Loan refinances (New Mexico Cash Out) are a great way to save on your monthly bills while consolidating any debt you may have.

Mortgage Loan Refinance Los Alamos, New Mexico – If you are looking to refinance your mortgage loan it can literally end up saving you tens of thousands of dollars throughout the term of your mortgage loan.  Whether you are looking to reduce your interest rate or cut down on your mortgage loan term to 15 years, you will save money on the amount of interest you pay!

Please call us, whether you are wanting to get pre-qualified or approved for a mortgage loan, or whether you are just looking to get some questions answered.  We are here to help and guide you in the right direction in regards to your mortgage loan.

USDA Loan New Mexico makes it easy to get started with our online loan inquiry.  Please fill out the below inquiry and we will be contacting you right away.  We look forward to hearing from you!

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