USDA Purchase Loans

USDA purchases are primarily designed to help low income individuals and households to purchase a home in rural areas.  These loans do not require a down payment but do have income and property limitations.  For more information please contact us.

Here at USDA Loan New Mexico, we specialize in servicing first time home buyers. A USDA mortgage offers many advantages, as it is very popular with first time homeowners, so you should expect lower interest rates and NO DOWN PAYMENT in relation to a conventional residential home loan.

Exciting things are happening with USDA home financing - USDA is only 1 of only a few options left for true 100% financing and you'll want to stay up-to-date with changes in loan limit increases, and USDA Mortgage news, so feel free to subscribe to our USDA blog below.

We make the process of purchasing a new home or refinancing your current mortgage simple and straight forward by offering you the latest in financial tools set forth by the best banks in our country. This will enable you to make the most accurate financial decision. Purchasing a home or refinancing your current mortgage should not be stressful. Please contact us for up to date rates and any other mortgage questions or apply now.

USDA Refinance Loans

USDA refinances are for rate and term refinance loans (no cash out allowed). The original loan must be a Guaranteed Rural Housing Loan. For more information, please contact us.

The United States Department of Agriculture offers several different USDA Home Loan Refinance Programs. We are here to provide you with a variety of options in order to accomplish your USDA refinance goals. If you are considering a USDA refinance of your current loan to lower your interest rate, or restructuring your payment and equity objectives, USDA Loan New Mexico.com can help you with your USDA Loan Refinance and present you the most viable and beneficial options in the marketplace. It is important to be aware of USDA current interest rates to ensure that you will be able accomplish your financial goals with a USDA mortgage refinance.

If you are having trouble meeting your monthly mortgage payments, a USDA mortgage refinance can help. Let us help you find the solution to your needs. More information on USDA Refinances.